Estoppel to potential buyers of SeaFrance. The Commercial Court of Paris on Monday gave the liquidation of the French company SeaFrance ferries in the Channel, but now the activity until January 28, 2012. The court found that the two takeover bids submitted by Louis Dreyfus Armateurs (LDA), associated with the Danish DFDS group, and the CFDT union in the enterprise, were not satisfactory as it stands. However, he left the door open for the submission of new offers before December 12.

SeaFrance employs 880 permanent employees and 200 CDD, according seasons. The plan proposed by the LDA-tandem DFDS provided for the protection of 460 FTE jobs, maintaining SeaFrance under the French flag, the recovery of three ships 5 million and an investment of 50 million for repairs to boats.

For those who are searching for affordable health insurance for their families, research will be essential here as well.

Why not commit either insurance-in logic to encourage banks to provide easier credit for small amounts to small businesses? The role of banks is to finance the real economy, SMEs should not be suffocated by a restriction or a costly credit.

Should there be a bank for SMEs involving the ISP, OSEO under the auspices of the Deposit?

The subject is to better inform business leaders on existing mechanisms and, for that, the best way is to centralize information in one place, easily accessible, the management could be entrusted either to OSEO, either the Deposit guaranteed payday loan.

What ideas will you be strong in the context of presidential elections?

There is no question for the CGPME to give voting instructions.

On the sidelines of the strike of hostesses and stewards of Air France since Saturday, the Air France-KLM is struggling along on its activity and its development policy. In this context, the current social movement that will last until Wednesday could further strain the finances of the parent: in 2007, again at All Saints, a strike had caused major disruption and cost him no less 60 million euros.

Now the group through a period of turbulence. Consequence of the current economic gloom, it may well issue a warning on its results in the publication of its accounts for the period April to September under November 9, said BFM Business on Tuesday. Now he hoped to bounce back after suffering a net loss of 197 million euros over the period April to June 2011.In the wake of a meeting with management, a union then estimated at Figaro that "if growth was not at the meeting, a plan for removal on 5000 to 10,000 jobs would be to fear cash advance now."

Undermined by these uncertainties and the lack of clear prospects, Pierre-Henri Gourgeon was forced to resign last week. The directors then indicated that "he was committed to stop the evolution towards a concrete structure group Air France-KLM, to focus on recovery required the two companies." Again in control group, Jean-Cyril Spinetta immediately set the tone by giving the task to Alexander Juniac new CEO of the group, "to respond to the emergence of new competitors, particularly low cost."

Still, this strategy could exacerbate climate distrust between labor and management.

The first pieces seem certainly find their place. But the puzzle is far from complete. The Europeans have agreed on strengthening the capital of their banks, with a budget of up to 100 billion euros. Nicolas Sarkozy was also close to Angela Merkel on the future arsenal EFSF, after a frank discussion in Frankfurt. But there is so much more to do before finding a complete agreement, most detailed and validated by the whole euro area. That is why the French President and German Chancellor confirmed on Thursday night, the sounds that had run all day: a second summit of Heads of State and Government held "no later than Wednesday," after that of Sunday. In addition, Sarkozy and Merkel will meet on Saturday night in Brussels to prepare its crucial deadlines.This new adjustment schedule confirms that markets foresee that this time, European leaders are no longer allowed to make mistakes. The first tangible plans must begin to blur out that night, after a first closed session of the seventeen ministers of finance of the euro.

Recapitalization of banks

In the preamble, the bloc cleared the table of a bulky dossier. They agreed on the recapitalization of banks weakened by the crisis, two months after the IMF has sounded the alarm. The bill, estimated at between 85 and 100 billion euros, less burdensome previously announced. It should allow banks to increase to 9% of their capital ratio "hard" a recognized strength. To achieve this, banks will first use their private shareholders, and if necessary of public funds. The EFSF intervene as a last and final resort.Uncertainty remains about the date of implementation, 2012 or 2013.

On Thursday, Paris and Berlin have also tried to dispel the misunderstanding about the previous meeting on Wednesday between the President and the Chancellor. The stakes: the future modalities of action of EFSF and the famous "leverage" critical piece of the arsenal to stop the European debt crisis and prevent contagion.

The German Finance Minister Wolfgang Schäuble ensures that the two capitals are in fact "in total agreement." But he hastens to add that there is still no agreement at European level. French side, it was confirmed by noting that if there is a discrepancy, it is rather with Spain and especially Italy.In Brussels, witnesses of the appointment of Frankfurt continues to describe "a cold atmosphere" between Nicolas Sarkozy and Angela Merkel, barely warmed by the announcement of the birth of the president's daughter.

To further complicate the picture, the Greek press spoke of a setback yesterday on what promised to be the easiest section of the summit: the release and payment of EUR 8 billion international loan in Athens. The European Union grows. But the IMF question the ability of Greece to address its long-term debt without the involvement of Europeans more convincing.

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The trend remains bullish on Wednesday at the New York Stock Exchange. The Dow Jones opened up 0.42% to 11.4460 points and the Nasdaq 0.80% to 2603 points. Like the European markets, Wall Street resists not the Slovak Parliament on strengthening the European Financial Stability Fund (EFSF). Tuesday, after four sessions of strong gains in a row, Wall Street ended in a disorganized. Investors chose to garner a share of profits.

On the front of the debt crisis in the eurozone, the European Commission President Jose Manuel Barroso presented this afternoon at the European Parliament its proposals to support the banking sector. It should be "emergency" recapitalize the banks, he said.He also called for increasing the EFSF and accelerate the replacement of it by a permanent, mid-2012 instead of mid-2013.

In Slovakia, a second vote could be held Friday with the support of the left opposition. "It's not good news but I trust the authorities of Slovakia to hold a second vote," said Wednesday morning the French Minister of Foreign Affairs Alain Juppé on radio France Info. For its part German Chancellor Angela Merkel said that strengthening the EFSF be ratified "in October." The Slovak Parliament was the last to vote on the strengthening of the European relief fund.Indeed, the unanimity of the country is essential to confirm the agreement reached by the Heads of State on July 21.

Berlin and Paris commitments marchésLes reassure the weekend by Germany and France had restored some hope to the financial markets. Last Sunday, Nicolas Sarkozy and Angela Merkel have in fact committed to respond "lasting and comprehensive peace" to the crisis in the euro area for the G20 summit in Cannes, 3 and 4 November. About the difficulties of the European banking sector, the two leaders said they were "determined to do whatever it takes to ensure the recapitalization of our banks." But again, the "details" to be specified later, and the EU summit scheduled for October 17 and 18 was postponed to October 23.After several missed appointments with the financial markets, Europe hopes this time strike a blow to stop the contagion of the crisis in the euro area.

The euro will always be a "hard currency", has also assured Angela Merkel, following Slovakia's rejection of strengthening financial relief funds in the euro area. On the foreign exchange market, the euro was virtually unchanged munching 0.05% against the greenback at 1.3658 dollars.

Alcoa opens the ball quarterly results

In the U.S., the season of quarterly results of large companies began Tuesday after the close of Wall Street. As usual, the aluminum giant Alcoa kicked-off for these publications. Including follow on Wednesday, PepsiCo, and Thursday, JPMorgan Chase and Google internet group and finally, Friday, Mattel.Analysts bet on an average increase of 13% earnings per share for the third quarter.

The group Alcoa (-3.25% to 9.97 dollars) reported, after market, a net quarterly profit of $ 172 million, an increase of 182% over a year and a decrease of 47% the previous quarter. Revenues jumped 21% year on year to 6.4 billion. In 2011, Alcoa still expects growth of 12%.

For his part Infosys Technologies (6.57% to 56.12 dollars) also announced after the market have achieved in the second quarter of fiscal 2011 to 2012 (ended September 30) with net income of $ 411 million, against 374 million last year while sales rose to 1.75 billion dollars against 1.5 billion a year earlier.For the full fiscal year 2011/12, the group expects a turnover of 7.08 to 7.2 billion dollars.

The Canadian Research In Motion (-2.34% to 23.84 dollars) a Wall Street side, affected by major failures affecting the Blackberry, is facing a revolt by disgruntled shareholders calling for the sale or replacement of its leaders then that its action has already lost 60% since the beginning of the year.

For its part the world leader in lithography for semiconductor, ASML (5.14% to 38.03 dollars), also listed on Wall Street believes that there will be a slowdown in growth in most segments semiconductors, with the exception of technologies related to tablets and smartphones.

Reassurance. Forty-eight hours after the announcement of an orderly dismantling of Dexia, the watchword is always the same. Reassure savers first. This is one for this purpose that the Belgian and French immediately announced they were giving their guarantee loans that the bank will carry on the markets. In Belgium, where Dexia has set up shop through its retail bank, investors have withdrawn, Tuesday, 300 million euros in their accounts, according to local media. Movement still moderate – Dexia is sitting on 88 billion of deposits – but pushing the government to act. The Prime Minister, Yves Leterme, a planned Wednesday nationalization of Belgian bank Dexia activities.

Fitch Monitoring

Then reassure markets about the solvency of the future together. This is the second role of the Belgian and French guarantees granted to the bank.They will enable Dexia, reduced its operating subsidiaries, to refinance its huge bond portfolio until no commitments. Fitch Ratings has nevertheless expressed its skepticism by placing Wednesday under review with negative implications for sustainability of the note Dexia.

Finally, reassure local communities payday loans. They expressed concern, saying that in France they would lack 1-2000000000 funding by the end of the year. However, the pattern of the new local bank – fiercely negotiated by Philippe Wahl (La Banque Postale), Pierre Mariani (Dexia), Jean-Dominique Comolli (EPA) and Antoine Gosset-Grainville (CDC) – "guarantees them instead continuity in their funding, "says one expert."We are working on a solid solution, structured," assured yesterday the Minister of Economy, Baroin.

The structure of this new bank is complex. A first entity, which will provide loans to communities, will be majority-owned by La Banque Postale. Behind, another entity, refinancing this time will be majority-owned by Caisse des Depots. It is this which will take Dexma (Dexia Municipal Agency) and its loan portfolio of over 70 billion. In negotiation, it was expected that guarantee Dexia loans risky. And as a guarantee of Dexia is not worth much today is the state-guarantee against these assets. Post convened last night a special board to validate this scheme, which should be presented in the coming days.

The U.S. stock markets, should open up on Wednesday. Future of Standard & Poor's 500 and Nasdaq 100 0.60% advance respectively to 1172.20 points and 0.62% to 2178.75 points. Yesterday at the New York Stock Exchange, closed Monday due to Labor Day, the Dow ended down 0.90% after losing more than 2% during the session. The Nasdaq has limited its losses to 0.26%.Investors have hardly shown reassured by the unexpected rise of the main statistics of the day in the U.S., the ISM index of activity in services.

Thanks to the recovery of the Tokyo Stock Exchange (2.01% in closing) investors should start looking for bargains on Wall Street.

Caution should however remain in force until the publication of the Beige Book Federal Reserve, the situation report of the institution, as investors sift through clues to identify the extent of the slowdown in the recovery of world's largest economy.

Another highly anticipated appointment in full uncertainty on the economic front, Barack Obama will tomorrow present to Congress a plan for boosting employment, to just over a year of U.S. presidential.The President shall address the Congress partially dominated by his Republican opponents, while many indicators are orange, fueling fears of a plunged back into recession three years after the bursting of the credit crisis.

The U.S. economy has destroyed so many jobs it has created in August, ending ten consecutive months of net hires, and the country's unemployment rate remained at 9.1%. Amid concerns about the ability of elected U.S. agree on how to reduce their deficits and to fight against a debt approaching 100% of GDP, the rating agency Standard and Poor's (S & P) lowered the note early August of this debt, a bad move for Obama.

The euro was up 0.34% to 1.4055 dollars in late morning.The European currency is notably supported by the decision of the Swiss National Bank (SNB) to set a floor price of 1.20 francs per euro. Oil side, in the early electronic trading, a barrel of "light sweet crude" for delivery in October gained 51 cents to 86.53 dollars per barrel of Brent North Sea crude for October delivery 39 cents to 113.28 dollars .

As for values ​​…

The exchange operator NYSE Euronext in August recorded a rise in trading volumes on the cash market and derivatives, both the U fast payday loan.S. and Europe, a trend reflecting strong market activity this summer. In the U.S., sales rose 38.9% to 3.2 billion shares daily volume.At one month, the volume increased by 60%.

Yahoo! said Tuesday after the close of Wall Street's departure from his CEO, Carol Bartz, thanked months only three years after being chosen to revive a society in decline. The group is now looking for a new boss to find the way of immediate croissance.Dans, Timothy Morse, Chief Financial Officer since July 2009, temporarily taking the reins of the web portal.

All Nippon Airways expects to receive the last of the 55 aircraft ordered 787 Dreamliners from Boeing by 2018, said the president of the largest airline.ANA, which will be the first customer for Boeing to fly the aircraft, will receive the first copy of 787 on Sept. 25 and anticipates delivery of 20 additional Dreamliners by March 2013.

Bank of America, experiencing significant challenges, announced Tuesday a reorganization of its management team with the appointment of two new operational directors, David Darnell and Tom Montag, from the ranks of the bank.

Note also a major shareholder of the Canadian Research in Motion (RIM), maker of BlackBerry smartphones, listed on Wall Street, on Tuesday called the "transformations" major in the group or its sale to tone the decline in value of its title.

The oil company Chevron announced the discovery of oil during a drill in the Gulf of Mexico, offshore Louisiana (southern U.S.).

Altera has announced that it expected a sales growth of 2% -3% in the third quarter, against an increase of 2% to 6% previously due to lower demand.

For his part, Darden Restaurants expects sales growth of 6.5% to 7.5% over the year and an EPS growth of 12%. In addition, the company wants to make stock repurchases for 400 to 500 million dollars this year against 300-400 million previously announced.

The American expert group purchases online Groupon, who announced in June its intention to go public, "reassess the timing" of this operation and has canceled a tour dedicated to the promotion of its future trading, reports the Wall Street Tuesday Journal.

In 2001, Loana, the winner of the first reality TV show, Big Brother, released a book "She called me … Crumb, "which sold 120,000 copies. On the cover name of a certain Jean-François Kervéan appears. "I wrote, and she has validated. At the time, was that the use of the name "Negro" does not appear. But as Saint-Tropez all saw me trotting behind her platform boots (platform shoes, Ed), it was decided that my name appears as co-author inside the book. And I hit 100,000 francs, "said he to the magazine L'Express.

Since then, the rules of publishing have changed, and the term "literary negro" is no longer valid. They are now called "collaborators." Publishers have become accustomed to mention their name on the back cover, or under the general title inside.These writers specialize particularly in the autobiographical genre, and work with documents.

It is thanks to Bernard Fixot, CEO of XO Editions, this revolution in publishing could take place. Having learned that Paul-Loup Sulitzer used a "collaborator" to write his books, Bernard Fixot decided to give the name of it in the book. Thus the name of Loup Durand appeared on the cover alongside that of Sulitzer. And this revelation has not stopped the pair to continue to get a few best-sellers.

Between 5000 and 15,000 euros for a beginner

Having discovered that the publication of the name of the employee has no impact on sales, publishers have almost all agreed the new rules of the game now, the work of an employee is defined by a contract signed with the publisher.Particular, it sets the fees paid, regulated working hours and the number of pages written. According to several sources of publishing, a "collaborator" beginner, these fees vary between 5,000 and 15,000 euros as a package. As for the more experienced writers, they would receive a percentage of sales in addition to the fixed sum. Copyright between 8% and 15% per book sold, 30% to 50% they would, depending on the reputation of the main character in the book.

However, the compensation varies depending on the work done. Sometimes, the employee simply corrects the style and reread the manuscript, written by the "star" before publication. In other cases, it is he who is in charge of investigative work and writing the book on behalf of the main character."To be negro must be graphomaniac, do not be afraid to write a lot, at the risk of not being published," said Mohammed Aissaoui, literary journalist of Le Figaro. For before the publication, "star" and the employee and make the replay together. And many passages can be deleted or modified.

The meeting between the "star" and the employee does not last more than thirty hours in all. The character confesses, the employee takes notes and tries to adapt his writing style in his own way to speak and to give thought. "The power is on or not. It's like love at first sight to have. An exercise that is to be the mirror of the other, "says Catherine Siguret a" collaborator "who has written books for Claudia Schiffer, Gérard Louvin, or Julien Courbet. For her, the work of the employee, the opposite of a journalistic investigation.Do not be objective, but try to be superimposed on the main character in the novel.

Is there still "negritude" in publishing?

A novelist too productive? It is likely that the books published under his name are written by real "Negroes." While many secrets of this profession were revealed recently, is still far from knowing everything. Because the old practices still existed today. According to Armelle Brusq, director of the documentary "The Negro, writing quietly," about a third editions in France would be made of books' authorship is unclear. " Estimates, which can neither be confirmed nor denied, as no writer, the reader will say that it commits a negro to write books instead. Anne-Sophie Demonchy, journalist Magazine books, conducted several investigations of the writers of the shadows in France."For a publisher, the author must be friendly, and have a great story to tell. Tell the reader that the book was written by a "negro" is not in the interests of the publishing house, "she says.

Industry experts recognize: Some books are a real marketing strategy of publishers. They might even be the result of work of an entire team. The author has an idea. This idea is developed by employees in the synopsis of the publisher. And then this pattern is sent to a ghostwriter for writing. "In general, it does not mention the names of the authors, this subject is taboo," says Anne-Sophie Demonchy. "Amazing, because the movies, or music, the product is the work of a team and it does not shock the consumer."

These writers of the shadows, whose name is not mentioned, are bound by a contract with the publishing house, which prevents them from talking about the project, on which they work. According to the National Union of publishing, in 2010, the turnover of the sector accounted for 2.8 billion euros with around 452 million books sold. One can imagine how much the business of writing anonymous organization.

A phenomenon which diversifies

Use a negro to write a book is one thing. Use a "negro" to write a dissertation study is another. The Internet can now find people offering such services.An article of a "ghostwriter of factors" American, recently published in The Chronicle of Higher Education, the journal of higher education, reveals failures in the field of education across the Atlantic, allowing university students to cheat. Employed by a company that specializes in rewriting, the author, known as Ed Dante, addresses, exasperated, directly to teachers: "I'm tired of you help your students have qualified air." Among the "clients", it separates three categories of students: those whose English is not their first language, those who are very bad writing, and those that are "rich and lazy." Working since 2004, the author claims to earn about $ 66,000 per year.

The transport budget should lighten motorists this week. While the oil price was down since the beginning of August because of fears for global growth, the Minister Eric Besson industry asked Wednesday to distribution professionals to pass on this trend prices at the pump before the weekend of August 15, traditionally busy on the road. "The French will benefit from several cents lower per liter," ruled the Minister in a statement.

Concerns about debt deemed excessive in the euro area and especially the deterioration of the U.S. debt rating by the rating agency Standard & Poor's have indeed been falling sharply since oil prices last week. Wednesday, a barrel of Brent North Sea still traded at around $ 105 a barrel."Oil has fallen by about $ 10 a barrel for about eight days, conceded earlier this week Jean-Louis Schilansky, president of the French Union of Petroleum Industries (Ufip). Under these conditions, unless crude goes up, there are four to five cents a liter, which is expected to decline "

The magnitude and the time needed to complete the impact of this decline, however, are subject to different interpretations. While Ufip evokes a fall in prices "gradually over the next ten to twelve days," the general delegate of the Union of independent petroleum importers, which includes stations such as Carrefour, Auchan and Casino, for its expected "down from 10 to 15 cents" for these stations retail, "before the end of the week."

The price of a liter of diesel, the fuel most consumed medium currency is 1.335 euros per liter last week, according to the Ministry of Sustainable Development, 1.337 against the euro last week of July.